Standard Chartered Super Value Titanium Credit Card Credit Card Review (2026): Fees, Rewards, Lounge & Eligibility
The Standard Chartered Super Value Titanium Credit Card is a co-branded fuel credit card offered by Standard Chartered in India. Powered by the Mastercard / Visa network, this card is designed to maximize savings for cardholders in their daily transactions. With a joining fee structure starting at ₹750, it caters to users seeking to optimize rewards in the fuel category. In this detailed review, we analyze its fee waiver milestones, airport lounge access policies, reward caps, and eligibility requirements to help you decide if it is worth adding to your wallet in 2026.
Key Benefits & Reward Structure
The reward rate is one of the most critical aspects of any credit card. The Standard Chartered Super Value Titanium Credit Card offers a customized reward structure optimized for category spends:
- Domestic Lounge Access: Offers None rewards.
- Fuel Rewards: Offers 5% cashback on fuel (issuer conditions apply) rewards.
- Other Rewards: Offers 5% cashback on Utility Bills rewards.
- Fuel Surcharge Waiver: Offers 1% rewards.
- Reward Point Value / Cashback: Offers 4-5% Cashback (Category-based) rewards.
Important Parameters: Monthly cashback limits apply by category (fuel/utilities/phone). Fuel surcharge waiver is limited by transaction conditions and issuer-defined caps.
Pros & Cons
Pros
- Simple and straightforward rewards structure.
- Helps build credit score with responsible spending.
Watchouts & Cons
- Paid credit card with an annual fee of ₹750 + GST.
- Does not offer complimentary airport lounge access.
- Monthly capping applies on maximum reward points/cashback accumulation.
CardSe Verdict
The Standard Chartered Super Value Titanium Credit Card is a solid fuel credit card for users looking to consolidate their spends with Standard Chartered. If you spend enough annually to trigger the annual fee waiver milestone, it is a highly rewarding card. We recommend comparing it with similar cards in the fuel category before applying.
Detailed Card Parameters
| Joining & Annual Fee | Rs 750 + GST |
| Welcome Benefit | - |
| Annual Fee Waiver | Rs 90,000 spend |
| Domestic Lounge Access | None |
| Spends for Lounge | - |
| Fuel Rewards | 5% cashback on fuel (issuer conditions apply) |
| Fuel Surcharge Waiver | 1% |
| Other Rewards | 5% cashback on Utility Bills |
| Reward Point Value / Cashback | 4-5% Cashback (Category-based) |
| Notes | Monthly cashback limits apply by category (fuel/utilities/phone). Fuel surcharge waiver is limited by transaction conditions and issuer-defined caps. |
Frequently Asked Questions
- What is the annual fee of the Standard Chartered Super Value Titanium Credit Card?
- The Standard Chartered Super Value Titanium Credit Card has a joining/annual fee of ₹750 + GST. The annual fee is waived if you spend ₹90,000 or more in the preceding membership year.
- Does the Standard Chartered Super Value Titanium Credit Card offer airport lounge access?
- No, the Standard Chartered Super Value Titanium Credit Card does not offer complimentary domestic or international airport lounge visits.
- Which network is the Standard Chartered Super Value Titanium Credit Card issued on?
- The Standard Chartered Super Value Titanium Credit Card is issued on the Mastercard / Visa network, ensuring wide acceptance across merchants in India and globally.
- Is the Standard Chartered Super Value Titanium Credit Card worth it?
- Yes, the card is worth it if your monthly spends match its primary reward categories. For lifetime free variants, it carries zero recurring cost and acts as an excellent entry point. For paid variants, the rewards and benefits will easily exceed the annual fee when used optimally.