Best Travel Credit Cards Ranked
-
Scapia Federal Credit Card
Joining Fee: Lifetime Free | Annual Fee: Lifetime Free
Key Features: Zero Forex Markup: 0% markup on all international spends., Unlimited Domestic Lounge Access: Unlimited access with ₹20,000 combined monthly spend across Scapia Visa/RuPay cards., Scapia Coins: 10% coins on all online/offline spends, 20% on travel bookings via app.
Read full review of Scapia Federal Credit Card -
IndiGo Axis Bank Credit Card
Joining Fee: ₹799 | Annual Fee: ₹799
Key Features: Welcome BluChips: 1,200 BluChips credited upon joining., Accelerated Flight Rewards: 3 BluChips per ₹100 spent on IndiGo flights., Everyday Multipliers: 2 BluChips per ₹100 spent on grocery, dining, and entertainment.
Read full review of IndiGo Axis Bank Credit Card -
IndiGo Axis Bank Premium Credit Card
Joining Fee: ₹5,000 | Annual Fee: ₹5,000
Key Features: Welcome Vouchers: 5,000 BluChips + 6E Eats meal voucher upon joining., Flight Rewards: 7 BluChips per ₹100 spent on IndiGo flights., Lounge Perks: 8 domestic and 2 international lounge visits annually.
Read full review of IndiGo Axis Bank Premium Credit Card -
IndiGo Kotak Credit Card
Joining Fee: ₹700 | Annual Fee: ₹700
Key Features: Welcome Voucher: 1,500 BluChips upon paying the joining fee., Flight Rewards: 3 BluChips per ₹100 spent on IndiGo bookings., UPI Spends: UPI spends earn BluChips on RuPay network.
Read full review of IndiGo Kotak Credit Card -
IndiGo Kotak XL Credit Card
Joining Fee: ₹1,500 | Annual Fee: ₹1,500
Key Features: Welcome Bonus: 3,000 BluChips upon joining., Flight Multipliers: 6 BluChips per ₹100 spent on IndiGo bookings., Lounge Access: 8 complimentary domestic lounge visits annually.
Read full review of IndiGo Kotak XL Credit Card -
IndiGo SBI Card
Joining Fee: ₹1,499 | Annual Fee: ₹1,499
Key Features: Welcome Gift: 2,500 BluChips on joining fee payment., Flight Rewards: 3 BluChips per ₹100 spent on IndiGo bookings., Milestones: 2,500 BluChips each on annual spends of ₹2L, ₹4L, and ₹6L.
Read full review of IndiGo SBI Card -
IndiGo SBI Card ELITE
Joining Fee: ₹4,999 | Annual Fee: ₹4,999
Key Features: Premium Welcome: 5,000 BluChips + 6E Eats voucher on joining., Flight Multipliers: 7 BluChips per ₹100 spent on IndiGo., Lounge Access: 8 domestic and 6 international lounge visits annually.
Read full review of IndiGo SBI Card ELITE -
IndiGo IDFC FIRST Credit Card
Joining Fee: ₹4,999 | Annual Fee: ₹4,999
Key Features: Dual Network Convenience: Two physical cards (Mastercard + RuPay) issued together., High Flight Yields: Up to 22 BluChips per ₹100 spent on IndiGo bookings., Low Forex Benefit: Forex markup of 1.49% for international transactions.
Read full review of IndiGo IDFC FIRST Credit Card
Frequently Asked Questions
- Which credit card is best for airport lounge access in India?
- For unlimited domestic lounge access, premium cards like Scapia Federal (with spend threshold) or Axis Bank Premium IndiGo card are popular options. Other cards offer 4 to 8 visits per year, often subject to a quarterly spend threshold.
- What is a zero forex markup credit card?
- A zero forex markup card does not charge the typical 1.5% to 3.5% transaction fee when you spend in foreign currencies, making them ideal for international travel and shopping.